Dach Market
AI Risk · · 4 min read
Beazley vs. Allianz: Two Approaches to AI Risk in Cyber Insurance — What Brokers Must Know in 2026
Beazley uses flat 10% AI sublimits, Allianz uses individual risk assessment with up to 30% uplift. A detailed comparison of the two dominant approaches and what DACH brokers need at renewal.
AI Risk · · 4 min read
AI Risk Loading: Why Insurers Are Adding 10-15% and What It Means for Cyber Coverage
Allianz's blanket surcharge on AI-related cyber coverage is the industry's first systematic attempt to price AI risk. Here's what brokers and risk engineers need to know.
Llmjacking · · 6 min read
The $250K Ceiling: What LLMjacking Sublimits Mean for Cyber Brokers
QBE and Beazley just set a precedent with 10% AI sublimits. A $5M cyber policy now means max $250K for LLMjacking. Here's what brokers need to know — and do — before the next renewal.