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Why Security Ratings Don't Work for Cyber Insurance Underwriting (And What Does)

BitSight, SecurityScorecard, and UpGuard give you an A-F score. But underwriters need financial exposure in EUR. Here's why passive security ratings fail underwriting decisions and what Resiliently's financial exposure approach does differently.

Resiliently Team

5 min read

Why Security Ratings Don't Work for Cyber Insurance Underwriting (And What Does)
The Security Rating Charade: Why Your $250,000 Tool Keeps You in the Dark
Security Ratings · · 6 min read

The Security Rating Charade: Why Your $250,000 Tool Keeps You in the Dark

SecurityScorecard, UpGuard, and Bitsight charge enterprises six figures for letter grades. But CISOs are discovering these ratings don't predict breach costs. Here's what's missing — and the growing movement toward financial-exposure-based risk assessment.

Why Existing Attack Surface Tools Are Failing Insurance Brokers
Security Ratings · · 6 min read

Why Existing Attack Surface Tools Are Failing Insurance Brokers

SecurityScorecard charges $100K for vendor risk ratings that do not help brokers place coverage. Resiliently Broker Scorecard fills the gap - financial exposure estimates, underwriter-ready PDFs, and binding recommendations at EUR49/month.

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The Resilience Stack™: A Five-Layer Framework for Cyber Insurance Risk Assessment

Resilience Stack ·

12 min read

The Cyber Insurance Submission Crisis: 7 Reasons Brokers Can't Afford Manual Risk Assessments in 2026

Cyber Insurance ·

6 min read

Cyber Risk Quantification Tools 2026: The $50K Gap Between Free and Enterprise

Cyber Risk Quantification ·

4 min read

NIS2 Compliance Is Now an Underwriting Requirement — Every Broker's Duty of Care

NIS 2 ·

4 min read

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2026 Cyber Risk Landscape Report

24 pages of threat analysis, claims data, and underwriting implications for European cyber insurance.

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